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Modern Corporate Cards Powered by an Expense Management Platform to Control All Business Spending

Upto 2%1 Unlimited Cashback • Free2 International Payments to 150+ countries
• Save 100+ Hours Every Month with a Unified Expense & AP Management Platform

Pluto customers save an average of 26% per month in finance teams time.

Finance teams love Pluto as they are 100% spend policy compliant ♥️

For truck, fleet & maritime businesses

For e-commerce & retail businesses

For manufacturing businesses

For agencies & tech companies

4.8 / 5.0 star
from Finance Professionals

Accepted worldwide, without limits

Trusted by the largest MEA Finance & Procurement Teams

TVC & Music Video Production

Government Services

Aviation Company

Transportation

Travel

Largest Chemical Distributor

Real estate platform

Beauty

Transportation

TVC & Music Video Production

Government Services

Aviation Company

Transportation

Travel

Largest Chemical Distributor

Real estate platform

Beauty

Transportation

Real Estate

Mobile Car Services

Proptech company

Advertising and PR

Media

Media

Public Relations

Payments platform

Real Estate

Mobile Car Services

Proptech company

Advertising and PR

Media

Media

Public Relations

Payments platform

Whether you start with one module or adopt the whole platform, Pluto helps your business save time & money

Corporate Cards

Get smart, virtual, and physical cards for your entire team with automated budget controls, receipt policy enforcements, and compliance management.

Skip sharing OTPs or wasting money on hidden FX fees.

Invoice Management

Improve your vendor relationships and reduce duplicate payments by maintaining a centralized place for all your bills, approvals, and payments.

Make local or international payments via one-click wire transfer to 140+ currencies or by using Pluto corporate cards.

Petty Cash Management

Digitize and eliminate petty cash vouchers.

Manage your employee’s cash on hand & receipts directly on Pluto.

Don’t let cash leakages eat away at your bottom line.

T&E Reimbursements

Allow your employees to submit reimbursement requests with ease.

Get the right approvals in place with custom approval workflows.

Instantly reimburse employees in bulk and surpass your finance team’s KPIs.

Procure to Pay

Consolidate your finance and procurement teams with our Procure to Pay software.

Manage the entire procurement lifecycle from Purchase Requests (PR) to Purchase Orders (PO), invoices, and two or three way matching in one place.

Real time insights

Send weekly automated financial reports to your CFO and other executives.

Ensure auditability across every module.

Get a full breakdown of reimbursements and expense transactions.

ACCOUNTING ERP INTEGRATIONS

Close Your Books 10x Faster

Integrate your ERP & accounting system with Pluto, sync all payments directly with your GL & tax codes, and close your books 10x faster.

Pluto integrates with all major ERPs including Xero, Zoho, QuickBooks, Dynamics & Netsuite.

Pluto definitely helps the business manage their operational spending in a most efficient manner and provide visibility of how the forecast would look like. Before Pluto, me as a CFO had to wait for a month end report to understand the spending and frequency of the same but now with Pluto have much better visibility on each department and their frequency of spending.

Jarna Gaglaani, CFO, UDrive

Before and After with Pluto

Before Pluto

Lack of visibility into where money is being spent. Difficulty in identifying areas where costs can be reduced. Unable to enforce control budgets. Wasted time spent on chasing employees to submit expense reports.

After Pluto

Track and control spending by collecting and analyzing data from all areas of the business. Intuitive processes that adopt spending policies & procedures, and approval workflows. Tight control over the company’s finances, allowing for growth.

Before Pluto

Manually filling purchase requisition forms. Chasing management for approvals and signatures. Matching invoices to POs. Lack of visibility on vendor contracts & negotiations.

After Pluto

Pluto's Procure to Pay module is a comprehensive solution that streamlines the procurement process and enables finance teams to have full visibility and control over PO spending. With Pluto, employees can easily submit procurement requests, while finance teams can track and manage the entire process, ensuring compliance and cost control.

Before Pluto

No clear visibility on spend. Overspending. Business expenses are missing receipts. Hours spent on reimbursement claims. Miscommunication between team members and departments. Shared OTPs.

After Pluto

Easy spend control adoption. Vendor-specific cards to avoid abuse. Reimbursement claims in 30 seconds. Assigned budgeted corporate cards for each employee. No more shared OTPs.

For Finance Teams

Before Pluto

Lack of visibility into where money is being spent. Difficulty in identifying areas where costs can be reduced. Unable to enforce control budgets. Wasted time spent on chasing employees to submit expense reports.

After Pluto

Track and control spending by collecting and analyzing data from all areas of the business. Intuitive processes that adopt spending policies & procedures, and approval workflows. Tight control over the company’s finances, allowing for growth.

For Procurement Teams

Before Pluto

Manually filling purchase requisition forms. Chasing management for approvals and signatures. Matching invoices to POs. Lack of visibility on vendor contracts & negotiations.

After Pluto

Pluto's Procure to Pay module is a comprehensive solution that streamlines the procurement process and enables finance teams to have full visibility and control over PO spending. With Pluto, employees can easily submit procurement requests, while finance teams can track and manage the entire process, ensuring compliance and cost control.

For Employees

Before Pluto

No clear visibility on spend. Overspending. Business expenses are missing receipts. Hours spent on reimbursement claims. Miscommunication between team members and departments.
Shared OTPs.

After Pluto

Easy spend control adoption. Vendor-specific cards to avoid abuse. Reimbursement claims in 30 seconds. Assigned budgeted corporate cards for each employee. No more shared OTPs.

COST & COMPLIANCE CONTROL

More Budget Controls, Less Financial Stress

Issue vendor-controlled corporate cards.

Get managers approvals for transactions & implement a customized workflow as per your company's policies.

Set daily, monthly, or yearly card budget limits to avoid being overcharged.

Get notified when duplicate receipts have been uploaded.

approval workflows

Automate Approvals, Eliminate Confusion

Embed your expense policy with our flexible policy builder into Pluto’s software to control, manage and monitor  spending and ensure compliance with your company’s policy guidelines.

How Pluto helps your team save time and money

Save money

Unlimited 2% cash back on 100+ currency card spend that beats any other corporate card or loyalty point cards in the market

10X reductions in petty cash spends

90% receipt collection success rate with automated receipt chasing

Over $50,000 worth of partner perks including discounts on UAE tax consultation services

Increased visibility over vendor contracts & negotiations to make sure you're getting the best deal and cutting costs.

Save time

10+ hours saved per month with direct accounting sync (QBO, Xero, MS, Netsuite and more)

Auto-categorization of all expenses

Automated budget & spend controls so you can be hands-off

No manual report creation, automated dashboards & insights

Automatic invoice management with OCR technology

2-3 way PO matching

See why MENA finance teams love us!

Works with your existing bank account. Accepted in 200+ countries.

Pluto in the Press